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What type of Risk
Cover do you need?
How much Risk
Cover do you need?
How long will you
need Risk Cover for?
Your answers will
determine what mix and quantities of life insurance, disability cover,
dread disease cover and accident cover you need. This correct mix, and
the ability to change it as your circumstances change, is crucial for
sufficient risk protection.
Sanlam's new
Matrix Risk Cover consists of independent and separate risk cover
benefits, enabling you to select (and pay for) only the cover that you
need. These risk cover benefits are:
Life Cover
Disability Cover
Functional Impairment Cover
Dread Disease Cover
Accident Cover
As your
circumstances change and your needs evolve, you simply add or remove the
benefits attached to your single risk protection plan. No need to buy
other policies or terminate existing ones.
Further distinct
advantages that Matrix Risk Cover offers are that you
may:
-
take out risk
cover on its own, without your cover being attached to any savings or
investment option, leaving you free to manage your risk cover portfolio
and savings or investments portfolio independently of one another.
-
change, add to, or
reduce the type of risk cover you have as and when your needs change
during life.
You can cover more
than one life on a single policy, each with its own combination of
benefits.
Yet probably the
most innovative feature is Matrix Risk Cover's unique Functional
Impairment Benefit. This is a form of risk cover against an injury or
illness that may leave you with certain physical limitations, compared
to that of a healthy person. It insures against the loss or
impairment of function and not against inability to continue working.
Also see
Accident Cover
Endowment
policies
Credit Life Insurance
Retirement
Annuities
Life insurance companies
Ombudsman for
long term
insurance
Insurance Fraudline
Complete the following
form for a quote on Matrix Risk Cover: |
